Comparison

Qvard vs CoinPayments: what to choose for accepting crypto payments

TL;DR: CoinPayments is one of the longest-running custodial gateways (since 2013) with a very wide merchant-tool set — invoices, buy buttons, a shopping-cart button and fiat on/off ramps. Its own pricing and coin-count pages currently disagree with each other, so we're not quoting a single fee or coin figure here — check CoinPayments' dashboard directly for your account's actual rate. Qvard is newer, narrower in scope, and publishes one consistent fee schedule.

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Feature by feature

Qvard vs CoinPayments

QvardCoinPayments

Custodial modelCustodial: Qvard tracks a merchant balance per asset until withdrawalCustodial — funds held by CoinPayments' custodial wallet partners until withdrawal

KYC for merchantsNot requiredRequired — all users complete a verification (KYC) process

Hosted checkoutYes — customer picks asset/network on the payment pageYes — no-code dashboard invoices or API-driven invoices, hosted checkout page

Payment links / buttonsNo — created via API, customer gets a hosted checkout linkYes — static "Buy Now" buttons and a shopping-cart button, no code required

API & webhooksYes — create payment, get paymentUrl, receive final-status webhook with retryYes — full API with IPN callbacks, documented integration guide

PluginsNo ready-made plugins yet — REST API integrationWooCommerce, Magento (1 & 2), Shopify

WithdrawalsManual and automatic withdrawals from the merchant balanceCrypto withdrawal (network fee only) plus fiat on/off ramps to a bank

SupportTelegram botEmail and a support-ticket portal

We're not quoting a CoinPayments fee or coin count

CoinPayments' own "V2" fees page states 0.5% for coins and 1% for tokens, while a separate official fees page on the same domain states 3% across the board — the two pages don't agree, and it isn't clear from the outside which schedule applies to which account type. Coin-count is similarly inconsistent across CoinPayments' own pages (30+, 35+, 40+ and 100+ all appear). Rather than guess, we've left both rows out of the table above — check your actual CoinPayments dashboard for the numbers that apply to you.

Merchant tooling is CoinPayments' strength

CoinPayments has shipped no-code tools for a long time: static "Buy Now" buttons, a shopping-cart checkout button, and dashboard-created invoices, alongside a full API for programmatic integration. Qvard covers the core flow with a hosted payment page and a REST API — payments are created via the API rather than no-code buttons or shareable links, and there are no ready-made plugins yet.

Both are custodial, but KYC differs

CoinPayments explicitly requires all users to complete a KYC verification process. Qvard does not require merchant KYC — one of the clearer differences between the two if a KYC-free signup matters for your compliance process.

Track record and fiat on/off ramp

CoinPayments markets itself as having processed transactions since 2013 with fiat on/off ramp support to move between crypto and a bank account. Qvard is a newer, more focused product without a published fiat on/off ramp in its current landing content.

When CoinPayments is the better choice

Pick CoinPayments if you want a long-established provider with ready no-code buttons for a shopping cart or single "Buy Now" flow, need a fiat on/off ramp to a bank account, or already use its WooCommerce, Magento or Shopify plugin.

When Qvard is the better choice

Pick Qvard if you want one clearly published, non-conflicting fee schedule and a merchant balance/withdrawal flow rather than piecing together which of CoinPayments' two fee pages applies to your account.

FAQ

What does CoinPayments charge per transaction?

CoinPayments' own pages currently disagree: its "V2" fees page says 0.5% for coins/1% for tokens, while a separate fees page on the same domain says 3% across the board. We can't confirm which applies to a given account from the outside, so check your CoinPayments dashboard directly.

Is CoinPayments custodial like Qvard?

Yes. CoinPayments discloses that custodial wallet services for the platform are provided by named partner entities, and Qvard also tracks a merchant balance until withdrawal — both are custodial models.

Does CoinPayments require KYC?

Yes — CoinPayments' FAQ states all users must complete a verification (KYC) process, with a lifetime volume cap before further verification is required at the basic tier.

How many coins does CoinPayments support?

CoinPayments' own pages give different figures (30+, 35+, 40+, 100+ depending on the page), so treat any single number with caution and check the current supported-coins page directly.

Does Qvard have no-code payment buttons like CoinPayments?

No. Qvard doesn't have no-code buttons or shareable payment links — a payment is created through the API and the customer is sent to a hosted checkout page. CoinPayments additionally offers static HTML "Buy Now" and shopping-cart buttons you can paste into a page without an API integration.

More comparisons

Qvard vs NOWPayments

Qvard vs Cryptomus

Data on CoinPayments verified 2026-09-17 from official sources. Fees, features and policies can change after this check — confirm current details directly with the provider before deciding.

Sources checked: https://www.coinpayments.net/ · https://www.coinpayments.net/v2 · https://www.coinpayments.net/resources/faq · https://www.coinpayments.net/merchant-tools-simple · https://www.coinpayments.net/merchant-tools-buttons · https://www.coinpayments.net/merchant-tools-cart · https://www.coinpayments.net/woocommerce · https://www.coinpayments.net/magento · https://coinpayments.net/shopify/ · https://a-docs.coinpayments.net/knowledge/integration-options/ · https://www.coinpayments.net/support