Comparison

Qvard vs Plisio: what to choose for accepting crypto payments

TL;DR: Plisio publishes one of the lowest flat fees in the category (0.5% on most assets, with named exceptions) and markets itself as a no-KYC, non-custodial gateway with an unusually long list of hosting/billing-platform plugins. Qvard sits at a higher but still competitive ~1% with a curated, stablecoin-first asset list and a merchant-balance model rather than direct pass-through.

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See for yourself:

Feature by feature

Qvard vs Plisio

QvardPlisio

Processing fee~1% (0.8%/0.65% at higher volume)0.5% on most assets; 1% on BEP-20 USDT/USDC/BUSD; 5% (min $1) on TON/USDT-TON

Custodial modelCustodial: Qvard tracks a merchant balance per asset until withdrawalNon-custodial: Plisio states it does not hold merchant or customer funds

Coins & networksUSDT (TRC20, ERC20, BEP20), BTC, LTC, ETH, BNB, TRX30+ assets incl. BTC, ETH, LTC, DOGE, DASH, ZEC, BCH, XMR, TON, SOL, BNB, TRX, plus USDT/USDC on Ethereum, Tron, BSC, Base, Solana and TON

KYC for merchantsNot requiredNot required — Plisio markets itself explicitly as a no-KYC gateway

Hosted checkoutYes — customer picks asset/network on the payment pageYes — invoice pages with a QR code

Payment linksNo — created via API, customer gets a hosted checkout linkYes — donation pages and shareable payment links

API & webhooksYes — create payment, get paymentUrl, receive final-status webhook with retryYes — REST API with a callback_url webhook, HMAC-signed

PluginsNo ready-made plugins yet — REST API integrationWooCommerce, Magento, OpenCart, PrestaShop, BigCommerce, WHMCS, Blesta, Ecwid, CS-Cart, X-Cart, Zen Cart and more

WithdrawalsManual and automatic withdrawals from the merchant balanceMass payouts via API (up to 1,000 transactions per batch)

SupportTelegram botLive chat and email

Fee is Plisio's headline number, with real exceptions

Plisio's published 0.5% flat fee covers most assets, but it explicitly charges more for specific ones: 1% for BEP-20 USDT, USDC and BUSD, and 5% (minimum $1) for TON and USDT on TON. So the actual rate depends heavily on which asset and network a customer pays with — a merchant expecting stablecoins on BNB Smart Chain or TON should check the exception list, not just the headline 0.5%.

No KYC and non-custodial, together

Plisio markets itself explicitly as a "crypto payment gateway without KYC" and states it doesn't hold merchant or customer funds — a combination aimed at merchants who want the fastest possible start with minimal onboarding friction. Qvard's merchant-balance/withdrawal model doesn't require KYC either, so both are low-friction here — the bigger difference between the two is the custody model and coin breadth.

Plugin coverage skews toward hosting and billing platforms

Beyond the usual ecommerce carts, Plisio documents plugins for WHMCS, Blesta and Clientexec — platforms common in web hosting and domain billing — plus niche carts like CS-Cart, X-Cart and Zen Cart. Qvard doesn't have ready-made plugins yet — integration for any platform goes through its REST API.

Coin coverage

Plisio lists 30+ assets including several Qvard doesn't currently support (DOGE, DASH, ZEC, XMR, SOL, Solana-based USDT/USDC), on top of BTC, ETH, LTC and TRX-family assets shared with Qvard. Qvard's narrower list focuses on USDT across TRC20, ERC20 and BEP20 plus BTC, LTC, ETH, BNB and TRX.

When Plisio is the better choice

Pick Plisio if a low, mostly-flat fee and a no-KYC, non-custodial signup are priorities, you run a hosting or billing platform (WHMCS, Blesta) that has a ready-made Plisio plugin, or your customers pay in assets like DOGE, XMR or Solana-based tokens that Qvard doesn't currently list.

When Qvard is the better choice

Pick Qvard if you'd rather work from a merchant balance with manual and automatic withdrawal rules, your customers mostly pay in USDT across TRON, Ethereum or BNB Smart Chain, and you want a Telegram-based support channel alongside the standard lead form.

FAQ

Is Plisio's fee really 0.5%?

For most assets, yes — but Plisio publishes named exceptions: 1% for BEP-20 USDT, USDC and BUSD, and 5% (minimum $1) for TON and USDT on TON. Check which asset/network your customers actually use before assuming the flat 0.5% applies.

Does Plisio require KYC?

No — Plisio explicitly markets itself as a gateway that doesn't require KYC, and states it is non-custodial (it doesn't hold merchant or customer funds).

Is Qvard non-custodial like Plisio?

No — Qvard tracks a merchant balance per asset that you withdraw from manually or automatically, which is a custodial model, while Plisio states it passes funds through without holding them.

Does Qvard support as many coins as Plisio?

No — Plisio lists 30+ assets including several Qvard doesn't currently support, such as DOGE, XMR and Solana-based stablecoins. Qvard focuses on USDT across three networks plus BTC, LTC, ETH, BNB and TRX.

Does Plisio have a WooCommerce/WordPress plugin, unlike Qvard?

Yes — Plisio officially lists WooCommerce among its integrations, alongside a much longer list of hosting- and billing-platform plugins (WHMCS, Blesta). Qvard doesn't have ready-made plugins yet; integration for any platform goes through its REST API.

More comparisons

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Qvard vs Cryptomus

Data on Plisio verified 2026-09-17 from official sources. Fees, features and policies can change after this check — confirm current details directly with the provider before deciding.

Sources checked: https://plisio.net/pricing · https://plisio.net/faq/fee-information · https://plisio.net/documentation/appendices/supported-cryptocurrencies · https://plisio.net/faq/what-is-kyc · https://plisio.net/documentation/endpoints/create-an-invoice · https://plisio.net/documentation · https://plisio.net/integrations · https://plisio.net/contacts